CALI Europe offers a range of life insurance and capitalisation products for natural persons resident in Monaco and legal entities established in Monaco. 

LIFE INSURANCE POLICY: 

Solution for the Monaco market

Policy features: 

Policy stakeholders:  

  • Policyholder(s)/Insured Party(ies): 1 or 2 natural person(s). The policyholder is also the insured party for the policy.  

  • Beneficiary(ies) in the event of death: free nomination  

Duration: Whole-of-life 

Applicable tax regime: Dependent on the country of residence of the policyholder or beneficiary (as applicable) 

Initial payment: €500,000 minimum 

Investment options

  • Vehicles expressed in currencies: Euro 2-Fund and US Dollar-Fund 

  • Unit-linked vehicles: dedicated internal funds, specialised insurance fund, collective internal funds and external funds 

Guarantees in the event of death: Optional 

 

CAPITALISATION POLICY : 

Solution for the Monaco market

Policy features: 

Policy stakeholders:  

  • Policyholder(s): 1 or 2 natural person(s); or 1 legal entity 

Duration: 20 years, tacit renewal from year to year 

Applicable tax regime: Tax regime of the country of residence for a policyholder who is a natural person, or of the country of the headquarters for a policyholder who is a legal entity 

 

Initial payment: €500,000 minimum 

Investment options: 

  • Vehicles expressed in currencies: Euro 2-Fund  and US Dollar-Fund 

  • Unit-linked vehicles: dedicated internal funds, collective internal funds and external funds 

Discover our investment vehicles

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