CALI Europe offers life insurance and capitalisation policies specially designed for French tax residents and, in some cases, French citizens residing in European Economic Area countries. You have the ability to choose a custom-made investment strategy tailored to your personal situation and suited to your investor profile. 

 

LIFE INSURANCE POLICY: 

Solution for French residents

Solution for non-French residents

Policy features: 

Policy stakeholders:  

  • Policyholder(s) 

  • Insured party(ies): 1 or 2 natural person(s). Depending on the specific policy, the policyholder may also be the insured party for the policy.  

  • Beneficiary(ies) in the event of death  

Duration: Whole-of-life 

Applicable tax regime: Dependent on the country of residence of the policyholder or beneficiary (as applicable) 

Initial payment: €500,000 minimum 

Investment options: 

  • Vehicles expressed in currencies: Euro2 Fund and US-Dollar Fund 

  • Unit-linked funds: dedicated internal funds, specialised insurance fund, collective internal funds and external funds 

Guarantees in the event of death: Optional 

 

CAPITALISATION POLICY:

Solution for French residents

Policy features: 

Policy stakeholders: Policyholder: 1 or 2 natural person(s) or 1 legal entity 

Duration: 20 years, tacit renewal from year to year 

Applicable tax regime: Tax regime of the country of residence for a policyholder who is a natural person, or of the country of the headquarters for a policyholder who is a legal entity 

Initial payment: €500,000 minimum 

Investment options: 

  • Vehicles expressed in currencies: Euro-2 Fund and US-Dollar Fund 

  • Unit-linked vehicles: dedicated internal funds, specialised insurance fund,  collective internal funds and external funds 

 

REGULATORY INFORMATION: 

Average rate of profit-sharing and average guaranteed return  

 

Report on the application of Articles L. 132-9-2 and L. 132-9-3 of the French Insurance Code of CALI Europe Succursale France

To download the report, click here

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